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DECEASED DATA

CLIENT BENEFITS     |     SERVICES WE SUPPORT     |     AIS SMARTMATCH    |     DECEASED DATA     |     AIS DIFFERENCE

 

Reduce Risk with Comprehensive Deceased Data & Portfolio Monitoring

AIS helps financial institutions and other organizations identify deceased customers through comprehensive deceased data, ongoing portfolio monitoring, and on-demand searches.

Our proprietary database includes over 140 million records from sources beyond the SSA Death Master File, including obituaries, probate courts, and other verified public records.

Combined with our advanced matching technology, these data sources improve deceased identification, reduce false positives, and help clients mitigate fraud, compliance, and operational risks.

Reduce Risk with Broader Deceased Data Coverage

 

Why Clients Choose AIS for Deceased Data

Better Coverage Than Traditional Sources

AIS captures over 98% of annual U.S. deaths and 89% of those records are added within two weeks of the date of death.

Delivery Your Way

We offer multiple access methods, from real-time APIs to behind-the-firewall tools, to fit your tech, your teams, and your risk posture.

Proven Performance

In client tests, AIS delivered 10x more verified deceased matches than leading commercial providers.


 

Use Cases We Support

AIS supports banks, credit card issuers, auto lenders, mortgage servicers, insurers, retirement and benefits administrators, and other organizations that rely on timely deceased identification to manage accounts, prevent improper payments, and reduce operational and compliance risks.

Fraud and Account Risk Prevention
Fraud and Account
Risk Prevention
mortgage
Mortgage Servicing &
Estate Management
Treasury, Deposits – Improper Payments
Treasury, Deposits –
Improper Payments
Legal, Compliance and Audit Support
Legal, Compliance, and
Audit Support
Marketing and Customer Acquisition List Hygiene
Marketing and Customer
Acquisition List Hygiene
Recovery and Debt Collections
Recovery and
Debt Collections

 

SmartMatch Confidence

AIS SmartMatch evaluates every element of a customer record against our database using proprietary logic that mimics human decision-making including:

Address History Reconciliation
Name Variations (e.g., Jr./Sr., Gender, Generation)
Geographical Scoring
Social Security Number Validation
Weighted Match Scoring with Confidence Thresholds

The result? More accurate hits, less cleanup, and faster downstream action.


 

Accessing AIS Deceased Data

AIS supports both ongoing portfolio monitoring and on-demand deceased data searches, giving clients flexibility in how they identify and manage deceased accounts.

Ongoing Portfolio Monitoring

AIS uses proprietary SmartMatch technology to monitor client portfolios daily against its comprehensive deceased database. Newly identified matches are delivered electronically, helping clients promptly update account statuses, prevent improper payments, and reduce compliance and collection risks.

On-Demand Deceased Data Searches

For one-time portfolio reviews, account research, or time-sensitive projects, AIS offers batch processing and individual record searches.

Batch Scrub
Batch Scrub
Clients send files for one-time scrubbing - AIS returns deceased match results; no data is stored
AIS Online Search
AIS Online Search
Web-based interface for individual deceased lookups - perfect for exception handling or case-level research
API/XML Web Services
API/XML Web Services
Real-time access to match results using secure web services for automated systems
Data One (Behind-the-Firewall Matching)
Data One (Behind-the-Firewall Matching)
Client maintains secure, direct access to the database - ideal for PII-sensitive environments

 

What Makes AIS Deceased Data Different?

What makes AIS Deceased Data Different
  • Over 20 years of development and refinement
    • 10x more reported matches than leading provider in client tests
      • 89% of records added within two weeks of death
        • SmartMatch logic reduces false positives
          • Flexible, secure access models for any environment